Wareham Financial Services
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Equity Release
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Wareham Financial Services
Home
Privacy Policy
Meet The Team
Equity Release
Blog
More
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Wareham Financial Services: Helping You Make Smart Financial Decision

Wareham Financial Services: Helping You Make Smart Financial DecisionWareham Financial Services: Helping You Make Smart Financial DecisionWareham Financial Services: Helping You Make Smart Financial Decision

Expert Hitchin financial services, offering mortgage advice and guidance on equity release - tailored to you. With the support of JLM Mortgage Network.

Get in Touch

01462 436 193

Wareham Financial Services: Helping You Make Smart Financial Decision

Wareham Financial Services: Helping You Make Smart Financial DecisionWareham Financial Services: Helping You Make Smart Financial DecisionWareham Financial Services: Helping You Make Smart Financial Decision

Expert Hitchin financial services, offering mortgage advice and guidance on equity release - tailored to you. With the support of JLM Mortgage Network.

Get in Touch

01462 436 193

About Us

A hand holding a new set of house keys

Stress-Free Financial Solutions

At Wareham Financial Services (Hitchin, Hertfordshire), we understand that financial decisions—whether buying a home, protecting your family, or planning for the future—can feel overwhelming. 


That’s why we make things simple, stress-free, & tailored to you.


With expert guidance & a personal approach, we ensure you have the right financial solutions in place, giving you peace of mind.


Offering mortgage advice and guidance on equity release. Get in touch with James Wareham today.

Services

A couple at a mortgage meeting

Mortgages

Equity Release*

Equity Release*

Finding the Right Fit for You: Mortgage advice - Whether you're a first-time buyer, looking to remortgage, investing in buy-to-let, or need a second-charge loan, we’ll help you navigate the options and secure a mortgage that works for your unique needs. Need a Mortgage Capacity Report for legal proceedings? We can assist with that too.

A retired couple holding hands on a beach

Equity Release*

Equity Release*

Equity Release*

Unlock the Value of Your Home: 


If you're 55 or over and looking to release tax-free cash from your home, we specialise in Lifetime Mortgages, helping you access funds while staying in the home you love.


Learn more about equity release.

A person signing a mortgage document

Protection

Equity Release*

Bridging & Commercial Finance

Safeguard What Matters Most: Life is unpredictable, but with the right insurance and protection plans, you can safeguard your home, family, and income against the unexpected. We provide expert advice to ensure you have the right cover in place.

A couple in a meeting with a mortgage adviser

Bridging & Commercial Finance

Pension Consolidation & Reviews

Bridging & Commercial Finance

Flexible Funding Solutions: Need short-term finance or a loan for a commercial property? Through Master Finance Specialist Brokers, we offer solutions tailored to your investment goals and business needs.

A retired couple walking on a beach

Pension Consolidation & Reviews

Pension Consolidation & Reviews

Pension Consolidation & Reviews

Plan for a Secure Future: Planning for Retirement? Through JLM Wealth, we help you make sense of your pensions, consolidate where necessary, and ensure your future finances align with your long-term goals.

A retired couple in an equity release / lifetime mortgages meeting

Wills & Estate Planning

Pension Consolidation & Reviews

Pension Consolidation & Reviews

Protect Your Legacy: Ensure your assets are handled according to your wishes with professional will-writing services, available via our trusted referral partners.

*Equity Release

*EQUITY RELEASE REDUCES YOUR ESTATE’S VALUE AND MAY AFFECT ANY MEANS-TESTED BENEFITS YOU’RE ELIGIBLE FOR. A LIFETIME MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Find out more

Contact Us

Drop us a line!

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Get Started Today

Reach out for mortgage advice, equity release guidance, and a range of financial services.

Wareham Financial Services

21a Churchyard, Hitchin, UK

01462 436 193 james.wareham@jlmms.co.uk

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Copyright © 2025 Wareham Financial Services - All Rights Reserved.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT.


Wareham Financial Services @JLM is a trading style of JLM Mortgage Brokers Ltd, which is an Appointed Representative of JLM Mortgage Network Ltd. authorised and regulated by the Financial Conduct Authority. Registration Numbers 953547 and 300629. Further details may be found by visiting www.fca.org.uk

Registered office: 21a Churchyard, Hitchin, Hertfordshire, England, SG5 1HP. Registered company number 13397178. Registered in England & Wales

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